Individual Services

We offer offer whole life, universal, and term life insurance.  Whole life insurance is permanent insurance that has a fixed cost for the duration of the policy. Universal life is also permanent life insurance that allows cash value but does not have a fixed cost during the life of the policy. Term life pays only a death benefit for a term of years, but is a very inexpensive way to cover your debt. 

An annuity is a lump sum of cash invested to produce a monthly stream of income for a fixed period or for life. 

Medicare supplement insurance is available for people 65 years of age or older with both Part A and Part B medicare. 

Check out www.healthcare.gov for local individual medical policies.